The OCERS (Office of Civilian Employee Retirement System) offers retirement seminars near you. These retirement seminars are designed to educate federal employees on how to prepare for their retirement and the benefits that they can receive. Workshops are available online and in-person. They are organized by a professional financial planner. These workshops offer a variety of advice and information on how to prepare for retirement.
Every month, OCERS retirement seminars take place. You can also find On-Demand presentations or Zoom webinars. These online seminars will be conducted by a professional advisor. During the online session, attendees can learn about the different types of retirement plans, including the CSRS Offset and FERS programs.
Federal Employee Retirement System workshops also are available. They are held over three weeks and are specifically designed for helping you prepare to retire. Each session will be about the OCERS Plan and its various benefits. It is important to remember that these presentations do not qualify for CLPs.
Pre-Retirement Plan Seminar is another type. This seminar will help prepare you for retirement and ensure that you live the life you want. You will learn about the basics of retirement planning, how to budget, how to stay healthy, and what housing options are available. Throughout the course of the seminar, you will also learn about different types of retirement plans and how they can affect your lifestyle. During the seminar you will be able to take notes. To attend, you will need to register. You will have access to a variety of resources once you register. These include a PDF of workshop's outline, list of topics, and list of participants.
Also, a webinar is offered on Women and Financial Security. It is designed for women who want to learn more about how to manage their finances. You will learn more about the DSCR and DCP, as well the flexible spending programs and tax advantages of DCP. These seminars are for women who want to plan for retirement.
Fidelity Interactive Retirement Planning sessions, meanwhile, are now available through the Fidelity website. These sessions can be attended on-demand or in a complimentary consultation.
FAQ
What is the difference between passive and active income?
Passive income refers to making money while not working. Active income is earned through hard work and effort.
Your active income comes from creating value for someone else. You earn money when you offer a product or service that someone needs. This could include selling products online or creating ebooks.
Passive income allows you to be more productive while making money. Most people aren’t keen to work for themselves. They choose to make passive income and invest their time and energy.
Passive income isn't sustainable forever. If you hold off too long in generating passive income, you may run out of cash.
It is possible to burn out if your passive income efforts are too intense. It is best to get started right away. You will miss opportunities to maximize your earnings potential if you put off building passive income.
There are three types passive income streams.
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There are several options available for business owners: you can start a company, buy a franchise and become a freelancer. Or rent out your property.
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Investments include stocks, bonds, mutual funds, ETFs, and ETFs.
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Real estate - This includes buying and flipping homes, renting properties, and investing in commercial real property.
What is the best passive income source?
There are many ways to make money online. But most of them require more time and effort than you might have. How do you make extra cash easy?
Find something that you are passionate about, whether it's writing, design, selling, marketing, or blogging. That passion can be monetized.
For example, let's say you enjoy creating blog posts. Make a blog and share information on subjects that are relevant to your niche. When readers click on the links in those articles, they can sign up for your emails or follow you via social media.
This is known as affiliate marketing and you can find many resources to help get started. Here are 101 affiliate marketing tips and resources.
A blog could be another way to make passive income. Again, you will need to find a topic which you love teaching. However, once your site is established, you can make it more profitable by offering ebooks, videos and courses.
While there are many options for making money online, the most effective ones are the easiest. Make sure you focus your efforts on creating useful websites and blogs if you truly want to make a living online.
Once you have created your website, share it on social media such as Facebook and Twitter. This is known as content marketing and it's a great way to drive traffic back to your site.
How can a beginner earn passive income?
Start with the basics, learn how to create value for yourself, and then find ways to make money from that value.
You may even have a few ideas already. If you do, great! You're great!
Find a job that suits your skills and interests to make money online.
For instance, if you enjoy creating websites or apps, there are lots of ways that you can generate revenue even while you sleep.
But if you're more interested in writing, you might enjoy reviewing products. Or if you're creative, you might consider designing logos or artwork for clients.
No matter what you choose to concentrate on, it is important that you pick something you love. This will ensure that you stick with it for the long-term.
Once you find a product/service you love helping people buy, it's time to figure out how you can monetize it.
There are two main approaches to this. You can charge a flat price for your services (like a freelancer), but you can also charge per job (like an agency).
Either way, once you have established your rates, it's time to market them. It can be shared on social media or by emailing your contacts, posting flyers, and many other things.
These three tips will help you increase your chances for success when marketing your business.
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You are a professional. When you work in marketing, act like one. You never know who will review your content.
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Be knowledgeable about the topic you are discussing. A fake expert is not a good idea.
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Do not spam. If someone asks for information, avoid sending emails to everyone in your email list. Do not send out a recommendation if someone asks.
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Make sure you have a reliable email provider. Yahoo Mail and Gmail are both free and easy-to-use.
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Monitor your results: Track how many people open your messages and click links to sign up for your mailing list.
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How to measure ROI: Measure the number and conversions generated by each campaign.
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Ask your family and friends for feedback.
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Try different strategies - you may find that some work better than others.
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Learn new things - Keep learning to be a marketer.
How do rich people make passive income?
There are two main ways to make money online. The first is to create great products or services that people love and will pay for. This is called "earning” money.
A second option is to find a way of providing value to others without creating products. This is known as "passive income".
Let's say that you own an app business. Your job is to create apps. But instead of selling the apps to users directly, you decide that they should be given away for free. This is a great business model as you no longer depend on paying customers. Instead, your advertising revenue will be your main source.
Customers may be charged monthly fees in order to sustain your business while you are building it.
This is how successful internet entrepreneurs today make their money. They focus on providing value to others, rather than making stuff.
What side hustles are the most profitable?
Side hustle is an industry term that refers to any additional income streams that supplement your main source.
Side hustles are important as they can provide additional income for bills or fun activities.
Side hustles not only help you save money for retirement but also give you flexibility and can increase your earning potential.
There are two types side hustles: active and passive. Online businesses, such as blogs, ecommerce stores and freelancing, are passive side hustles. You can also do side hustles like tutoring and dog walking.
Side hustles that work for you are easy to manage and make sense. Start a fitness company if you are passionate about working out. If you enjoy spending time outdoors, consider becoming a freelance landscaper.
Side hustles can be found anywhere. You can find side hustles anywhere.
For example, if you have experience in graphic design, why not open your own graphic design studio? You might also have writing skills, so why not start your own ghostwriting business?
Do your research before starting any side-business. When the opportunity presents itself, be prepared to jump in and seize it.
Side hustles don't have to be about making money. Side hustles can be about creating wealth or freedom.
There are many ways to make money today so there's no reason not to start one.
Why is personal financing important?
A key skill to any success is personal financial management. We live in a world that is fraught with money and often face difficult decisions regarding how we spend our hard-earned money.
So why do we put off saving money? What is the best thing to do with our time and energy?
The answer is yes and no. Yes, most people feel guilty saving money. It's not true, as more money means more opportunities to invest.
Spending your money wisely will be possible as long as you remain focused on the larger picture.
Financial success requires you to manage your emotions. Negative thoughts will keep you from having positive thoughts.
It is possible to have unrealistic expectations of how much you will accumulate. This is because your financial management skills are not up to par.
These skills will prepare you for the next step: budgeting.
Budgeting is the act or practice of setting aside money each month to pay for future expenses. Planning will allow you to avoid buying unnecessary items and provide sufficient funds to pay your bills.
Now that you are able to effectively allocate your resources, you can look forward to a brighter future.
Statistics
- Shares of Six Flags Entertainment Corp. dove 4.7% in premarket trading Thursday, after the theme park operator reported third-quarter profit and r... (marketwatch.com)
- Etsy boasted about 96 million active buyers and grossed over $13.5 billion in merchandise sales in 2021, according to data from Statista. (nerdwallet.com)
- As mortgage rates dip below 7%, ‘millennials should jump at a 6% mortgage like bears grabbing for honey' New homeowners and renters bear the brunt of October inflation — they're cutting back on eating out, entertainment and vacations to beat rising costs (marketwatch.com)
- U.S. stocks could rally another 25% now that Fed no longer has ‘back against the wall' in inflation fight (marketwatch.com)
- 4 in 5 Americans (80%) say they put off financial decisions, and 35% of those delaying those decisions say it's because they feel overwhelmed at the thought of them. (nerdwallet.com)
External Links
How To
How to make money when you're sleeping
To be successful online, you need to learn how to get to sleep when you are awake. You must learn to do more than just wait for people to click on your link and buy your product. Make money while you're sleeping.
This means you must create an automated system to make money, without even lifting a finger. You must learn the art of automation to do this.
It would be a great help to become an expert in building software systems that automate tasks. You can then focus on making money, even while you're sleeping. You can even automate yourself out of a job.
The best way to find these opportunities is to put together a list of problems you solve daily. Then ask yourself if there is any way that you could automate them.
Once that's done, you'll likely discover that you already have many potential passive income sources. Now you need to choose which is most profitable.
For example, if you are a webmaster, perhaps you could develop a website builder that automates the creation of websites. Perhaps you are a graphic artist and could use templates to automate the production logos.
A software program could be created if you are an entrepreneur to allow you to manage multiple customers simultaneously. There are hundreds to choose from.
Automating anything is possible as long as your creativity can solve a problem. Automating is key to financial freedom.