OCERS (Office of Civilian Employees Retirement System), offers retirement seminars near me. These retirement seminars are designed to educate federal employees on how to prepare for their retirement and the benefits that they can receive. The workshops are held in person and online. They are organized by a professional financial planner. The workshops provide a wide variety of information and advice on how to prepare for retirement.
Each month, OCERS holds retirement seminars. A variety of On Demand presentations are also available. These online seminars are conducted by a professional financial planner. The online session will allow attendees to learn more about different retirement plans, including FERS or CSRS Offset.
Federal Employee Retirement System workshops are also available. They are offered over three weeks, and are specifically designed to help you prepare for retirement. Each session will discuss the OCERS plan and its various benefits. It is important to remember that these presentations do not qualify for CLPs.
Pre-Retirement planning seminars are another type. This seminar will help make your retirement plan and live the life you desire. The seminar will include information on topics like retirement planning basics, budgeting and health, as well as housing options. You will learn about the different types of retirement plans available and how they may affect your life. You will be given an opportunity to take notes during the seminar. You must register to attend. After registering, you can access a number of resources, including a PDF outline, topic list, and participant list.
Also available is a webinar on Women and Financial Security. It is for women who want information on managing their finances. This webinar will cover the DSCR (Disability Compensation Program), DCP (Department of Civilian Personnel and Staff), flexible spending options, and tax benefits of the DCP. If you are a female, these seminars can help you plan for your retirement.
Fidelity Interactive Retirement Planning sessions can be accessed through the Fidelity portal. These sessions can be attended on-demand or in a complimentary consultation.
FAQ
What are the most profitable side hustles in 2022?
The best way to make money today is to create value for someone else. If you do this well the money will follow.
Even though you may not realise it right now, you have been creating value since the beginning. When you were little, you took your mommy's breastmilk and it gave you life. The best place to live was the one you created when you learned to walk.
As long as you continue to give value to those around you, you'll keep making more. The truth is that the more you give, you will receive more.
Value creation is an important force that every person uses every day without knowing it. You are creating value whether you cook dinner, drive your kids to school, take out the trash, or just pay the bills.
There are actually nearly 7 billion people living on Earth today. Each person creates an incredible amount of value every day. Even if you created $1 worth of value an hour, that's $7 million a year.
It means that if there were ten ways to add $100 to the lives of someone every week, you'd make $700,000.000 extra per year. That's a huge increase in your earning potential than what you get from working full-time.
Now, let's say you wanted to double that number. Let's say that you found 20 ways each month to add $200 to someone else's life. You would not only be able to make $14.4 million more annually, but also you'd become very wealthy.
Every day, there are millions upon millions of opportunities to create wealth. Selling products, services and ideas is one example.
Although we tend to spend a lot of time focusing on our careers and income streams, they are just tools that allow us to achieve our goals. The ultimate goal is to assist others in achieving theirs.
Focus on creating value if you want to be successful. My free guide, How To Create Value and Get Paid For It, will help you get started.
How to build a passive stream of income?
To consistently earn from one source, you need to understand why people buy what is purchased.
It is important to understand people's needs and wants. You must learn how to connect with people and sell to them.
Next, you need to know how to convert leads to sales. To retain happy customers, you need to be able to provide excellent customer service.
Every product or service has a buyer, even though you may not be aware of it. If you know the buyer, you can build your entire business around him/her.
A lot of work is required to become a millionaire. It takes even more work to become a billionaire. Why? It is because you have to first become a 1,000aire before you can become a millionaire.
You can then become a millionaire. Finally, you can become a multi-billionaire. The same applies to becoming a millionaire.
How does one become a billionaire, you ask? It starts by being a millionaire. All you need to do to achieve this is to start making money.
However, before you can earn money, you need to get started. Let's take a look at how we can get started.
What side hustles make the most profit?
A side hustle is an industry term for any additional income streams that supplement your main source of revenue.
Side hustles provide extra income for fun activities and bills.
Side hustles can also be a great way to save money for retirement, have more time flexibility, or increase your earning potential.
There are two types. Side hustles that are passive include side businesses such as blogging, e-commerce and freelancing. Side hustles that are active include tutoring, dog walking, and selling products on eBay.
Side hustles that make sense and work well with your lifestyle are the best. A fitness business is a great option if you enjoy working out. If you love to spend time outdoors, consider becoming an independent landscaper.
Side hustles can be found anywhere. Find side hustle opportunities wherever you are already spending your time, whether that's volunteering or learning.
You might open your own design studio if you are skilled in graphic design. Perhaps you're an experienced writer so why not go ghostwriting?
No matter what side hustle you decide to pursue, do your research thoroughly and plan ahead. When the opportunity presents itself, be prepared to jump in and seize it.
Remember, side hustles aren't just about making money. They can help you build wealth and create freedom.
There are so many opportunities to make money that you don't have to give up, so why not get one?
What is the difference in passive income and active income?
Passive income is when you make money without having to do any work. Active income is earned through hard work and effort.
If you are able to create value for somebody else, then that's called active income. Earn money by providing a service or product to someone. Selling products online, writing ebooks, creating websites, and advertising your business are just a few examples.
Passive income is great because it allows you to focus on more important things while still making money. However, most people don't like working for themselves. So they choose to invest time and energy into earning passive income.
Passive income isn't sustainable forever. If you are not quick enough to start generating passive income you could run out.
Also, you could burn out if passive income is not generated in a timely manner. It's better to get started now than later. If you wait too long to begin building passive income you will likely miss out on potential opportunities to maximize earnings.
There are three types to passive income streams.
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Business opportunities include opening a franchise, creating a blog or freelancer, as well as renting out property like real estate.
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Investments include stocks, bonds, mutual funds, ETFs, and ETFs.
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Real estate - This includes buying and flipping homes, renting properties, and investing in commercial real property.
What is personal financial planning?
Personal finance is about managing your own money to achieve your goals at home and work. This includes understanding where your money is going and knowing how much you can afford. It also involves balancing what you want against what your needs are.
If you master these skills, you can be financially independent. This means you are no longer dependent on anyone to take care of you. You won't have to worry about paying rent, utilities or other bills each month.
Learning how to manage your finances will not only help you succeed, but it will also make your life easier. It can make you happier. You will feel happier about your finances and be more satisfied with your life.
So, who cares about personal financial matters? Everyone does! Personal finance is the most popular topic on the Internet. Google Trends reports that the number of searches for "personal financial" has increased by 1,600% since 2004.
People today use their smartphones to track their budgets, compare prices, build wealth, and more. They read blogs such this one, listen to podcasts about investing, and watch YouTube videos about personal financial planning.
In fact, according to Bankrate.com, Americans spend an average of four hours a day watching TV, listening to music, playing video games, surfing the Web, reading books, and talking with friends. It leaves just two hours each day to do everything else important.
You'll be able take advantage of your time when you understand personal finance.
Why is personal financial planning important?
For anyone to be successful in life, financial management is essential. In a world of tight money, we are often faced with difficult decisions about how much to spend.
Why do we delay saving money? What is the best thing to do with our time and energy?
Yes and no. Yes, as most people feel guilty about saving their money. It's not true, as more money means more opportunities to invest.
You'll always be able justify spending your money wisely if you keep your eyes on the bigger picture.
Controlling your emotions is key to financial success. If you are focusing on the negative aspects of your life, you will not have positive thoughts that can support you.
You may also have unrealistic expectations about how much money you will eventually accumulate. This is because your financial management skills are not up to par.
These skills will prepare you for the next step: budgeting.
Budgeting means putting aside a portion every month for future expenses. By planning, you can avoid making unnecessary purchases and ensure that you have sufficient funds to cover your bills.
Once you have mastered the art of allocating your resources efficiently, you can look forward towards a brighter financial tomorrow.
Statistics
- 4 in 5 Americans (80%) say they put off financial decisions, and 35% of those delaying those decisions say it's because they feel overwhelmed at the thought of them. (nerdwallet.com)
- While 39% of Americans say they feel anxious when making financial decisions, according to the survey, 30% feel confident and 17% excited, suggesting it is possible to feel good when navigating your finances. (nerdwallet.com)
- Etsy boasted about 96 million active buyers and grossed over $13.5 billion in merchandise sales in 2021, according to data from Statista. (nerdwallet.com)
- Mortgage rates hit 7.08%, Freddie Mac says Most Popular (marketwatch.com)
- These websites say they will pay you up to 92% of the card's value. (nerdwallet.com)
External Links
How To
How To Make Money Online With No Experience
There are many ways to make money online. Some prefer to use their computer for work while others prefer to interact with people outside.
No matter your status, there's always room for improvement. This article will show you how to make your life easier.
Since its inception, blogging has seen a tremendous growth. Anyone with a computer can now start a blog to make money.
A blog isn't only free but also very simple to set up. It doesn't matter if your knowledge is limited to hosting and domain names.
Selling photos online has become one of today's most popular ways to make money. It doesn't matter whether you're good with a camera or not.
A decent image editing program such as Adobe Photoshop Elements and a high-quality digital camera are all you need. Once you have these things, you can upload images to Fotolia which is a site that millions of people use daily to find high-quality photos for download.
Why not sell your skills? There are many places online that you can sell your skills, whether you're a great writer or a native speaker of several languages.
Elance is a site that links freelancers with businesses seeking their services. Post projects and let freelancers bid. The project is awarded to the highest bidder.
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Create an Ebook, and Sell It on Amazon
Amazon is today's largest ecommerce site. They offer a marketplace that allows people to sell and buy items.
You can also make an ebook and sell it through Amazon. This is a great option as you get paid per sale, not per page.
You can also teach abroad and earn extra money without having to leave your country. Teachers Pay Teachers links teachers and students in need of English lessons through sites like Teachers Pay Teachers.
Any subject can be taught, including history, geography and art.
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Google Write Adsense Pages is an alternative method of advertising your website. When someone visits your website, you place small advertisements throughout the pages of the website. These ads are displayed when visitors view any particular webpage.
You will earn more revenue the more traffic you get.
You can also sell artwork digitally. Many artists use sites like Etsy to list and sell their artwork.
Etsy lets users create virtual shops that look and act like real stores.
College graduates are increasingly interested in freelancing. As the economy continues to improve, more companies are outsourcing jobs to independent contractors.
It's a win/win situation for both employees as well as employers. Employers are able to save money as they don't have to pay any benefits or payroll taxes. Employees gain flexibility in their schedules and an increase in income.